Why pay more interest than you have to?

Because we work with a wide variety of lenders we can access competitive, lower-than-advertised interest rates. Check back often to see how these rates compare to average bank rates. This data is provided for information purposes only and is updated daily by Ramin Aminian. Posted rates are subject to change without notice. Rates are compounded semi-annually, and not in advance.

 

TERM

RATE

Prepayment

Rate Hold

Comment

Fixed Rates

1 Year

2.29%

20% – 20%

45 Days

—-

2 Year

2.29%

20% – 20%

120 Days

—-

*3 Year*

2.29%

15% – 15%

90 Days

—-

4 Year

2.39%

15% – 15%

120 Days

—-

*5 Year*

2.49%

20% – 20%

60 Days

High Ratio

*5 Year*

2.49%

20% – 20%

60 Days

Conventional

7 Year

2.99%

15% – 15%

120 Days

—-

10 Year

3.59%

15% – 15%

120 Days

—-

 

 

 

 

TERM

RATE

Prepayment

Rate Hold

Comment

Variable Rates

5 Year

2.05%

Prime-0.60%

20% – 20%

120 Days

Insured

5 Year

2.20%

Prime-0.50%

20% – 20%

120 Days

Conventional

 

 

TERM

RATE

Prepayment

Rate Hold

Comment

Line of Credit

5 yr OPEN

**2.70%**

Completely Open

90 Days

Healthcare Professionals

5 yr OPEN

**2.95%**

Completely Open

90 Days

For Engineers

 

Cashback %

RATE

Prepayment

Rate Hold

Comment

Cashback Option

1%

3.19%

20% – 20%

90 Days

—-

2%

3.49%

20% – 20%

90 Days

—-

3%

3.79%

20% – 20%

90 Days

—-

4%

4.54%

15% – 15%

90 Days

—-

5%

4.64%

15% – 15%

90 Days

—-